General services available by Patriot Bank.
Along with our Personal Checking and Business Checking accounts, we provide general services to further enhance your banking experience. To complete a general service, please visit a Patriot Bank location. For questions, feel free to contact us.
Fees & Services
| Deposited Item Returned | $10.00 per item |
| Debit Card Replacement | $5.00 per card |
| Dormant Fee / Checking | If no activity for 12 months, $10.00 per month if balance is less than $300 |
| Dormant Fee / Savings | If no activity for 18 months, $10.00 per year |
| Insufficient Funds | $35.00 per item |
| Notary Services Fee | $0.00 (customers only) |
| Official Checks | $5.00 each (customers only) |
| Overdraft for 5 consecutive days | $5.00 per day |
| Safe Deposit Box | Fees vary by box size |
| Stop Payment Fee | $35.00 per item |
| Research | $15.00 per hour |
| Reproduction Fee | $5.00 per item |
| Wire Transfers - Domestic | $20.00 per wire |
| Wire Transfers – International | $60.00 per wire |
| Wire Transfers - Incoming | $15.00 per wire |
Off-Site ATM Location
Detail Express
2015 Rosemark Rd. Atoka, TN 38004
ATM Limits
- ATM -- $400 a day and 10 ATM withdrawals.
- Point-Of-Sale (POS) transactions - $3,000 a day and 20 POS transactions.
- Combined ATM & POS transactions - 25 transactions per day.

