General services available by Patriot Bank.

Along with our Personal Checking and Business Checking accounts, we provide general services to further enhance your banking experience. To complete a general service, please visit a Patriot Bank location. For questions, feel free to contact us.

Fees & Services

Deposited Item Returned $10.00 per item 
Debit Card Replacement $5.00 per card 
Dormant Fee / Checking If no activity for 12 months, $10.00 per month if balance is less than $300
Dormant Fee / Savings If no activity for 18 months, $10.00 per year
Insufficient Funds $35.00 per item
Notary Services Fee $0.00 (customers only)
Official Checks $5.00 each (customers only)
Overdraft for 5 consecutive days $5.00 per day 
Safe Deposit Box Fees vary by box size
Stop Payment Fee  $35.00 per item 
Research $15.00 per hour
Reproduction Fee $5.00 per item
Wire Transfers - Domestic $20.00 per wire
Wire Transfers – International $60.00 per wire 
Wire Transfers - Incoming  $15.00 per wire


Off-Site ATM Location

Detail Express
2015 Rosemark Rd. Atoka, TN 38004

ATM Limits

  • ATM -- $400 a day and 10 ATM withdrawals.
  • Point-Of-Sale (POS) transactions - $3,000 a day and 20 POS transactions.
  • Combined ATM & POS transactions - 25 transactions per day.