Other Services

Patriot Debit Card

You don’t have to worry about carrying your checkbook.  Simply use your Patriot Bank Debit Card.

  • Direct access to your checking account
  • Not a Credit Card – it takes money out of your checking account
  • Serves as ATM card as well
  • For a complete listing of your Debit Card benefits, please view the Guide to Benefits .
  • Your debit card must be activated before using it.  To activate a debit card call 1-800-992-3808. 

Please note the following transaction limits:

  • The standard card limit for ATM withdrawals is $400 a day and 10 ATM transactions.
  • The standard Point-Of-Sale (POS) limit is $1,000 a day and 20 POS transactions.
  • The limit for the combined number of ATM and POS transactions is 25 transactions per day.


To report a lost or stolen debit card please call 1-833-337-6075. Upon entering the voice message system, press 1 for instructions in English or press 2 for instructions in Spanish. Next you should press 9 for lost or stolen cards. You will be asked to enter your debit card number but if you do not have your card number, stay on the line and a customer service representative will help you cancel the card. Once this has been done, please contact the branch where you conduct your business so that we can place a reorder and make sure the card is captured upon any attempted use.

Please let us know as soon as you notice your card is missing. Thank you for your cooperation in this matter.

Monitored by Enfact

Enfact Advantages

  • “Watch dog” that monitors your debit card activity around the clock.
  • Notifies you of any unusual activity or suspicious transactions.
  • Temporarily blocks your debit card until you confirm or deny transactions.
  • Releases the temporary block once you approve the suspect transactions.
  • Blocks your debit card when you confirm fraud transactions.
  • Keeps an eye on your card when you travel.  Just report your plans to your local branch and a travel notice will be added to your account to prevent your card from being temporarily blocked for unusual activity.

In order to verify customer transactions, Enfact may contact you by phone using an automated recording service.  The automated call service will let you know that the call is on behalf of Patriot Bank and include your particular name.  You will then be asked to verify the Zip Code for your account. No other account questions will be asked.  If you receive a call requesting information other than your Zip Code, please DO NOT COMPLY and contact your financial institution immediately. 

Also, Patriot Bank offers its customers access to over 22,000 Surcharge Free ATMs nationwide. Click here for Surcharge Free ATM Locator 

Look for this sign for surcharge FREE banking!

Wire Transfers

Do you need to send money and want to make sure it is done securely?  Wire Transfer request can be made in person at any Patriot Bank location.  Wire fees apply for both domestic and international wire transfers.  Let us put your mind at ease when it comes to sending money quickly and safely.

Foreign Currency Exchange

Are you traveling and need to make sure you take proper currency for your purchases?  Foreign money can be requested at any of our branches and is normally received within 24 hours.  Foreign money can also be exchanged for American currency at any of our branches and you will receive your credit within 4 to 5 business days.