General Services

Patriot Debit Card

You don’t have to worry about carrying your checkbook.  Simply use your Patriot Bank Debit Card.

  • Direct access to your checking account
  • Not a Credit Card – it takes money out of your checking account
  • Serves as ATM card as well

Your debit card must be activated before using it.  To activate a debit card call 1-800-448-8268. 

To report a lost or stolen debit card please call 1-800-264-5578. Upon entering the voice message system, press 1 for instructions in English or press 2 for instructions in Spanish. Next you should press 2 for lost or stolen cards. You will be asked to enter your debit card number but if you do not have your card number, stay on the line and a customer service representative will help you cancel the card. Once this has been done, please contact the branch where you conduct your business so that we can place a reorder and make sure the card is captured upon any attempted use.

Please let us know as soon as you notice your card is missing. Thank you for your cooperation in this matter.

Monitored by Fraud Watch Plus

Fraud Watch Plus Advantages

  • “Watch dog” that monitors your debit card activity around the clock.
  • Notifies you of any unusual activity or suspicious transactions.
  • Temporarily blocks your debit card until you confirm or deny transactions.
  • Releases the temporary block once you approve the suspect transactions.
  • Blocks your debit card when you confirm fraud transactions.
  • Keeps an eye on your card when you travel.  Just report to your branch, when you will be traveling to prevent your card from being temporarily blocked for unusual activity.
    Fraud Watch Plus 1-866-842-5208 within US
    Fraud Watch Plus 1-701-461-2551 international

Also, Patriot Bank offers its customers access to over 22,000 Surcharge Free ATMs nationwide. Click here for Surcharge Free ATM Locator 

Look for this sign for surcharge FREE banking!

Check Reorder

We have migrated to a new, more customer friendly check provider, Main Street Checks.  Please call us to place your initial order. 

  • Call your branch and tell your friendly Patriot Bank representative that you would like to order or reorder checks.
    • Full Service Offices    
      Arlington - 5340 Airline Rd
      Atoka (South Tipton) - 11529 Highway 51 South
      Covington - 101 East Pleasant Ave
      Covington - 70 Mueller Brass Rd
      Collierville - 279 Market Blvd
      Memphis - 3535 Austin Peay Hwy
      Millington - 8376 Highway 51 North
      Millington - 8637 Rosemark Rd

General Services 

Official Checks
Notary Fee
Safe Deposit Box
Savings Bonds
Wire Transfers
Reproduction Fee

  $5.00 each (customers only)
$0.00 (customers only)
Fees vary by box size
Online Purchase Only
$15.00 for Domestic; Variable fees for International
$15.00 per hour
$5.00 per item

Anytime Access Account Information
(901)873-3393 Bank Access Code: 06

Off-Site ATM Location
Detail Express
2015 Rosemark Rd. Atoka, TN 38004

Wire Transfers

Do you need to send money and want to make sure it is done securely?  Wire Transfer request can be made in person at any Patriot Bank location.  Wire fees apply for both domestic and international wire transfers.  Let us put your mind at ease when it comes to sending money quickly and safely.

Foreign Currency Exchange

Are you traveling and need to make sure you take proper currency for your purchases?  Foreign money can be requested at any of our branches and is normally received within 24 hours.  Foreign money can also be exchanged for American currency at any of our branches and you will receive your credit within 4 to 5 business days.