Branch Officers 

John Baertels

John Baertels

Vice President and Mortgage Loan Officer
8370 Highway 51 North, Millington
901-872-8517
jbaertels@downhomebank.com


Chad Harkness

Chad Harkness

Vice President and Loan Officer
8376 Highway 51 North, Millington
901-872-2265
charkness@downhomebank.com


Ann Hart

Ann Hart

Branch Officer and Branch Manager
11529 Highway 51 South, Atoka
901-837-7282
ahart@downhomebank.com


Melba Howard

Melba Howard

Branch Manager
70 Mueller Brass Rd., Covington
901-475-6680


Denna Krosp

Denna Krosp

Vice President and Loan Officer
9105 Barret Rd., Barretville
901-829-4211
dkrosp@downhomebank.com


Denise McDow

Denise McDow

Human Resources Manager
9105 Barret Rd., Barretville
901-829-4211
dmcdow@downhomebank.com


Nora O

Nora O'Hara

Vice President and Mortgage Loan Officer
11529 Highway 51 South, Atoka
901-840-1911
nohara@downhomebank.com


Jan Phillips

Jan Phillips

Vice President and Loan Officer
11529 Highway 51 South, Atoka
901-837-7282
jphillips@downhomebank.com


Mel Samisch

Melanie "Mel" Samisch

Vice President and Branch Manager
354 New Byhalia Rd., Collierville
901-853-1400
11529 Highway 51 South, Atoka
901-837-7282
msamisch@downhomebank.com


CH Sullivan

C.H. Sullivan IV

Vice President and Loan Officer
101 East Pleasant Ave., Covington
901-475-0405
csullivan@downhomebank.com


**Patriot Bank is committed to ensure the safety of your financial information and would like to remind you that E mails are not secure. Sensitive personal and account information such as account numbers,  passwords or Personal Identification Numbers (PINs) should never be sent by E mail.

E mail messages may not be used to place a stop payment on a check, request transfers between accounts, report lost or stolen checks, or to report lost or stolen Visa Check cards and/or PINs. E mail messages do not serve as a sufficient means for request to provide written notice to us regarding your account.

A Patriot Bank representative may not immediately review e mail messages that you send.  Please contact the bank by telephone or come in for issues needing immediate attention. 

For issues regarding personal information, please call us at the numbers provided above or visit one of our Branches today.