Patriot Bank Savings Accounts

Regular Savings
Minimum opening balance $100 (children 13 and under - $25 minimum)
Interest paid quarterly; statements sent quarterly
No quarterly maintenance fee on daily balances of $100 or more; $3 per quarter if daily balance falls below $100 (Fee is waived for children 17 and under)
Three withdrawals per quarter
$3.00 per transaction above three transactions

Elite Savings
Minimum opening balance $1,000
Interest paid monthly; statements sent monthly
Interest tiers at $1,000, $20,000 and $50,000
Three withdrawals per quarter
$3.00 per transaction above three transactions

Christmas Club
Checks issued first week of November
Deposits can be made at any time up until November
Maximum deposit of $500 per month
Maximum deposit of $6,000 per year
Penalty for early withdrawal.

If there is no activity in a savings account for 12 months the account will be considered dormant. After 18 months with no activity the account will be charges a dormant fee of $10.00 per year.